Helping Veterans and Military Spouses Unlock Business Credit

Bunker Labs in partnership with Hello Alice

Access to capital is the lifeline for any business owner, but 63% of military-connected owners say their credit score is a barrier to funding. That’s why Bunker Labs and Hello Alice are partnering to unlock business credit, financial education, and capital access for long-term financial success for veterans and military spouses.

The Hello Alice Small Business Mastercard® is a credit card made specifically for small businesses. With on-time payments, military owners can unlock exclusive access to 1:1 business coaching sessions, free virtual workshops and events, no annual fees, unlimited cashback, and more. As an added bonus, for every Bunker Labs community member approved for a card, Hello Alice will donate $25 to help Bunker Labs continue serving entrepreneurs like you.

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Is Your Personal Credit Holding You Back From Access to Capital?

You Aren’t Alone. Only to be used when you can pay the balance, a business credit card helps military owners reduce reliance on personal credit and invest in their businesses.

“At Bunker Labs, we are building robust networks that lead to capital access. That’s why we are committed to working with Hello Alice on solutions that are rooted in financial literacy while simultaneously unlocking access for veterans and military spouse entrepreneurs that have given so much to our country.”

Blake Hogan
CEO, Bunker Labs, Marine Corps
Blake Hogan, CEO, Bunker Labs, 
Marine Corps

The Card That Grows With Your Business

Hello Alice Small Business Mastercard®


Business Coaching

Access to sessions with professional advisers available on demand2


No Annual Fees

A true small business card, with no annual fees so you can save money1


Intro APR

On purchases and balance transfers for the first six billing cycles after account opening. After that, a variable APR based on the Prime Rate between 19.99%-28.99% depending on your creditworthiness1


Statement Credit

$50 statement credit when you spend $1,000 in the first three billing cycles after account opening (one credit per business account)2

Earn Points2

Accelerate your earnings on your credit card spend:

points for every $1 spent on eligible wireless telephone service & business software purchases
points for every $1 spent on eligible office supplies & shipping purchases
points for every $1 spent on eligible ride-share & restaurant purchases
points for every $1 spent on all other purchases

Redeem Points2


Virtual Learning Events
Unlock access to events and workshops
On eligible purchases2
Gift Cards
Choose from your favorite travel, dining, and retail brands

How to Apply

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Step 1

Sign up for Hello Alice

Create a FREE account to apply for a business credit card and join a community of more than 1 million small business owners.

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Step 2

Complete Pre-qualification Process

Provide some basic details to help us determine which offers you’re eligible for. There is no impact on your credit score to check for pre-qualified offers.

An illustration of a wallet and a credit card
Step 3

Submit a Credit Card Application

Based on your offer, submit an application. This will initiate a hard inquiry that may affect your credit score. If approved, you’ll receive your Hello Alice Small Business Mastercard® in a matter of days.

Why Veterans and Military Spouses Need Business Credit

When we asked veterans and military spouses how a business credit card would benefit their business:

An image of a group of people standing on the steps of an office building.

54%said they would use the card to cover unexpected expenses
53%said they would use it to pursue new opportunities
51%said it would allow their business to grow more quickly

Research shows that factors such as lack of credit history in addition to frequent moves and employment changes contribute to many veterans and military spouses becoming less attractive lending candidates. 43% of military-connected owners reported being denied for a traditional bank loan— significantly higher than the 34% denial rate for non-military owners. A business credit card can help entrepreneurs build or rebuild their credit over time and unlock opportunities as they grow.

With the Hello Alice Small Business Mastercard®, owners get a card that grows with their business while delivering best-in-class perks and rewards.

Want to Learn More About Improving Credit?

Check out our educational how-to guides with actionable insights and expert advice to further support your credit-building journey.

About Hello Alice

Hello Alice is here to guide you with funding, expert advice, and a supportive community at every step of your entrepreneurial journey. It’s time to discover what you need to grow your business.

An illustration of a computer monitor with a screenshot of the Hello Alice app dashboard

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions, and limitations. Minimum monthly payments required. A balance transfer fee of 5% (minimum $10) applies to each balance transfer you make.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.


For additional information about Annual Percentage Rates (APRs), fees, and other costs, please see the Summary of Credit Terms.


For the Credit Card rewards program, see the Rewards Terms and Conditions in the Summary of Credit Terms. Please see the Hello Alice Terms of Service at for information regarding expiration, redemption, forfeiture, and other limitations on Hello Alice points. Rewards redemption’s are available online only. Please allow up to eight weeks after you qualify for the statement credit offer for it to be applied to your Account. Hello Alice points earned on Hello Alice activities cannot be redeemed for cashback.


See your Guide to Benefits when you become a card-member for details.


Certain terms and conditions apply. See for further terms and conditions.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.