The card that comes with connections

The Hello Alice Small Business Mastercard offers cash-back, gift cards, exclusive events, business coaching, and Mastercard World Elite benefits. Earn rewards on every purchase:

• 4x points for every $1 spent on eligible wireless telephone services and business software purchases
• 3x points for every $1 spent on eligible office supplies and shipping purchases
• 2x points for every $1 spent on eligible ride-share and restaurant purchases
• 1.5x points for every $1 spent on all other purchases

Plus, earn Hello Alice Activity Points:

• Complete your profile on Hello Alice and earn 150 points
• Get rewarded 100 points when you log in three days in a row
• Complete a Program to earn 100 points

Footnote 2: For the Credit Card rewards program, see the Rewards Terms and Conditions in the Summary of Credit Terms. Please see the Hello Alice Terms of Service at helloalice.com/terms for information regarding expiration, redemption, forfeiture, and other limitations on Hello Alice points. Rewards redemptions are available online only. Please allow up to eight weeks after you qualify for the statement credit offer for it to be applied to your Account. Hello Alice points earned on Hello Alice activities cannot be redeemed for cashback.

Footnote 3: See your Guide to Benefits when you become a cardmember for details.

The Hello Alice Small Business Mastercard® was designed to provide equitable access to working capital for small businesses while delivering best-in-class perks and rewards.

A card that grows with your business. Card benefits include:

• $0 annual fees¹
• 0% intro APR¹ on purchases and balance transfers for the first six billing cycles after account opening. After that, a variable APR based on the Prime Rate between 18.24%–27.24%
• Access to 1:1 business coaching sessions with professional advisers available on demand²
• $50 statement credit when you spend $1,000 in the first three billing cycles after account opening (one credit per business account)²

Having access to business credit is the lifeline for any business owner. A business credit card enables companies of all sizes to obtain the vital capital needed to expand, purchase inventory or equipment, and streamline day-to-day expenses while enjoying added perks, such as rewards and purchase protection.

It is important to keep your personal and business spending separate. Responsible use of a business credit card also helps owners like you establish, build, or rebuild credit, which can be beneficial in qualifying for other financing and improve future borrowing terms.

There are $0 annual fees on the Hello Alice Small Business Mastercard. We offer a true small business card, with no annual fees so you can save money.¹

APR, or annual percentage rate, refers to the yearly interest a cardholder pays if you carry a balance. Simply put, it is the cost of borrowing on a credit card. APR varies from card to card and may also include additional fees or charges.

The Hello Alice Small Business Mastercard® has a 0% introductory APR¹ on purchases and balance transfers made in the first six billing cycles after account opening. After that introductory period, purchases and balance transfers you make will be subject to an interest rate determined by your creditworthiness at the time of application. The Hello Alice Business Mastercard® offers a variable APR based on the Prime Rate between 18.24%–27.24%.